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Payment Options

Peak Alert

Usage: Normal

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Green Normal Conditions

Your cooperative is currently experiencing normal energy demand. No special energy saving measures are necessary.

  • Normal
  • Approaching Peak
  • Peak Alert

WIPCO has many different options to pay your electric bill. Use the option that works best for you!

Automatic Monthly Payments


Pre-authorize WIPCO to automatically debit your checking or savings account each month. You will still receive a monthly bill, but we will automatically deduct your payment through your bank or financial institution.  The amount of your bill will be deducted from your account around the 24th of each month. To sign up for this free service, Print the Authorization Agreement for Direct Payments form (PDF), and mail the completed form to PO Box 428, Denison IA 51442 or fax to 712-263-8655.

You can also pay with Visa, MasterCard or Discover Credit or Debit cards.  Print the Authorization Agreement for Credit Card Payments form (PDF), and mail the completed form to PO Box 428, Denison IA 51442 or fax to 712-263-8655.

On location

Pay with check, cash, money order, credit or debit card at either of the Cooperative’s offices open from 7:30 a.m. to 4:00 p.m., Monday through Friday.  After hours, on weekends and holidays, payments can be placed in one of the drop boxes located at each office.

U.S. Postal Service

A return envelope is enclosed with your billing statement each month. Mail in your payment for the cost of a stamp.

Payment Options

One-time payment

Make a one-time payment on your account using a Visa, MasterCard or Discover card. Simply click on “Access My Account,” enter your username and password, click on “Login" and follow the directions to make your payment.  First-time users will need to "Register" before logging in.

Budget Billing

Budgeting for monthly expenses can be a daunting task, but with WIPCO’s Budget Billing Plan, you can have more control over billing swings by spreading your electric costs evenly throughout the year. 

With this option, you pay a fixed amount each month based on a 12-month average projection of your energy use.  Your meter is read each month and usage is calculated so you can compare your actual kWh usage and cost to the budget bill amount.

The budget billing amount is recomputed at least annually but may be recomputed monthly, quarterly, when requested by the member-consumer, or whenever price, consumption, or a combination of factors results in a new estimate differing by 10 percent or more from that in use.


This plan is available to all residential member-consumers or other member-consumers whose consumption is less than 3,000 kWh per month.

How do I apply?

Print the Request for Budget Billing Application form, and mail the completed form to PO Box 428, Denison IA 51442 or fax to 712-263-8655.

The automatic payment and budget billing plans are free services for our member-consumers.  These programs may help plan and budget your energy bills.  For more information or to sign up by phone, call Customer Service at 712-263-2943 or 1-800-253-5189.